Philippines Payroll & Contribution Calculators
Free calculators for SSS, PhilHealth, Pag-IBIG, 13th month pay and employee payroll computations — based on official 2026 schedules, verified against government sources.
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2026 Philippine payroll rates at a glance
Rates currently in force, last verified against the official issuance.
- SSS: 15% of the Monthly Salary Credit (₱5,000–₱35,000): employee 5%, employer 10% plus EC. Rate unchanged since January 2025 under RA 11199. SSS contribution table
- PhilHealth: 5% of monthly basic salary, floor ₱10,000 and ceiling ₱100,000, shared equally by employee and employer. PhilHealth Advisory 2026-0042. PhilHealth contribution
- Pag-IBIG: 2% employee + 2% employer on salary up to ₱10,000, so at most ₱200 each per month. HDMF Circular 460. Pag-IBIG contribution
- Withholding tax: No tax on monthly taxable income up to ₱20,833 (₱250,000 a year); 15% on the excess up to ₱33,333. BIR TRAIN monthly table, 2023 onwards. take-home pay calculator
- Holiday pay: 200% of the daily rate on a regular holiday, 130% on a special non-working day; 21 declared dates in 2026. DOLE Labor Advisory 12-25. holiday pay calculator
- Holidays 2027: Proclamation No. 1427, s. 2026 (signed September 8, 2026): 10 regular holidays and 8 special non-working days; Eid'l Fitr and Eid'l Adha dates to follow. 2027 holiday list
- 13th month pay: Total basic salary earned in the year ÷ 12, due on or before December 24, tax-exempt up to ₱90,000 together with other benefits. PD 851. 13th month pay calculator
Contribution Calculators
- SSS Contribution Table 2026 Full 2026 SSS schedule for Employee, Self-Employed, Voluntary and OFW members, with salary lookup.
- SSS Contribution Calculator Compute your monthly SSS contribution from your salary and member type.
- PhilHealth Contribution Calculator & Table 2026 PhilHealth premium: 5% of monthly basic salary, with employee/employer split.
- Pag-IBIG Contribution Calculator & Table 2026 Pag-IBIG (HDMF) monthly savings: rates, ceiling and employer share.
Pay, Tax, Wage & Separation Calculators
- Take-Home Pay Calculator Net salary after SSS, PhilHealth, Pag-IBIG and withholding tax — full breakdown.
- Income Tax Calculator (BIR Tax Table 2026) Monthly withholding and annual income tax under the TRAIN rates, the BIR monthly to daily tables, the ₱90,000 bonus exemption and the year-end adjustment.
- Freelancer Tax Calculator (8% vs Graduated) Compare the 8% income tax option with graduated rates plus 3% percentage tax — for freelancers, professionals and employees with a side business.
- Salary Grade Table (Government, EO 64) Government salary grades 1–33, Steps 1–8, under EO No. 64 — this year and next year — with net pay after GSIS, PhilHealth, Pag-IBIG and tax, PERA and bonuses.
- Minimum Wage Philippines 2026 Current daily minimum wage in all 17 regions from the latest wage orders, the NCR ₱695 → ₱755 update, monthly equivalents and exemptions.
- Kasambahay Minimum Wage 2026 Monthly minimum wage for domestic workers in all 17 regions, take-home pay, who pays SSS, PhilHealth and Pag-IBIG, and RA 10361 benefits.
- Daily Rate & Hourly Rate Calculator Monthly ↔ daily ↔ hourly with the DOLE factors 365, 313, 261 and 395, plus overtime and night-shift hourly rates.
- 13th Month Pay Calculator Compute your 13th month pay — simple mode or exact month-by-month mode.
- Overtime Pay Calculator Overtime rates for ordinary days, rest days, special days and regular holidays.
- Holiday Pay Calculator Regular holiday and special day pay rules, with the 2026 Philippine holiday calendar.
- Night Differential Calculator 10% night shift differential for work between 10 PM and 6 AM.
- Service Incentive Leave (SIL) Calculator Cash value of unused service incentive leave (5 days a year) on resignation or at year-end, plus maternity, paternity, solo parent, VAWC and special leave rules.
- Final Pay / Back Pay Calculator Estimate your final pay (back pay): unpaid salary, leave conversion, pro-rated 13th month and more.
- Separation Pay Calculator One month or half a month per year of service by authorized cause, never below one month — Labor Code Arts. 298–299.
- Retirement Pay Calculator (RA 7641) Minimum retirement pay: daily rate × 22.5 days × years of service, ages 60–65 with five years’ service.
SSS & Pag-IBIG Benefits, Loans & Savings
- SSS Pension Calculator Estimate your monthly SSS retirement pension from your AMSC and credited years — the RA 11199 formula, 13th-month pension and dependents.
- SSS Maternity Benefit Calculator Compute the 105-day SSS maternity benefit from your six highest MSCs, plus solo-parent and miscarriage cases and the employer salary differential.
- SSS Sickness Benefit Calculator 90% of your average daily salary credit per day of confinement, up to 120 days a year — with the RA 11199 conditions.
- SSS Unemployment Benefit Calculator 50% of your average monthly salary credit for two months after involuntary separation — eligibility and documents.
- SSS Salary Loan Calculator One-month or two-month loanable amount, service fee, 10% interest and the 24-month amortization of an SSS salary loan.
- Pag-IBIG Salary Loan Calculator (MPL & Calamity) Loanable amount (90% of your savings), monthly amortization and total interest of a Pag-IBIG Multi-Purpose or Calamity Loan, 12 to 36 months.
- Pag-IBIG MP2 Calculator Project your MP2 savings after 5 years with the official dividend rates (7.12% for 2025), monthly or lump sum, compounded or annual payout.
- Pag-IBIG Housing Loan Calculator Monthly amortization at the 2026 rates — 4.5% promo, 6.5%–9.75% regular, 3% Affordable Housing — for loans up to ₱10M.
Government IDs, Discounts, Holidays & OFW Guides
- First Time Jobseeker Certificate (RA 11261) Free NBI and police clearance, PSA birth certificate, barangay clearance, TIN and more for first-time jobseekers — who qualifies and how to get the barangay certificate.
- How to Get an SSS Number Online The official online steps, documents that make the number Permanent, fees (none), employer reporting and recovery of a forgotten number.
- How to Get a TIN Number (BIR) ORUS registration for employees (via employer), self-employed and one-time taxpayers; fees, Digital TIN ID and the one-TIN rule.
- How to Get a Pag-IBIG MID Number Virtual Pag-IBIG registration with the National ID or a valid ID, the RTN, MID verification after 2–3 days, Loyalty Card Plus and MID recovery.
- How to Get a PhilHealth Number (PIN) Member Portal registration (PMRF + ID, PIN in 3–5 working days), employer route, LHIO walk-in, requirements and fees.
- Senior Citizen & PWD Discount Calculator The 20% discount and VAT exemption the way BIR computes it — VAT off first, then 20% — for senior citizens (RA 9994) and PWDs (RA 10754).
- Philippine Holidays 2027 Official 2027 holiday list under Proclamation No. 1427: regular holidays, special non-working days, long weekends and what changed from 2026.
- OEC Exemption Guide Check in five questions whether you qualify for an OEC exemption, and how to get it through official DMW channels.
PRC Board Exam Schedules & Results
- PRC Board Exam Schedule 2026 Searchable 2026 PRC licensure exam calendar with application deadlines.
- PRC Board Exam Results 2026 Passing rates, examinee counts and release dates for every 2026 PRC board exam already released, plus the target dates still ahead.
- Nursing Board Exam Schedule 2026 PNLE 2026 exam dates, application deadlines, LERIS filing steps and target result dates.
- Teachers (LET)
- Criminology
- CPA (CPALE)
- Civil Engineering
- Physicians (PLE)
- MedTech (MTLE)
- Pharmacy
- Midwifery
- Psychometrician
- RadTech
- Electrical Eng. (REE)
- Mechanical Eng.
- Electronics Eng. (ECE)
- Architecture
- Dentistry
- Social Work
- Chemical Eng. (ChE)
- Physical Therapy (PT)
- Veterinary Medicine
- Nutrition & Dietetics
- Customs Broker
- Agriculturist
Why AyTool?
AyTool, an independent Philippine payroll calculator, keeps every rate and table version-controlled against the official source — SSS circulars, PhilHealth advisories, Pag-IBIG (HDMF) circulars, the BIR withholding tax table and DOLE labor advisories. Every result shows the schedule used, its effective date and when we last verified it. We never ask for your SSS/PhilHealth/Pag-IBIG number, password or OTP — calculations run entirely in your browser and your inputs are never stored or transmitted.